Global Money Transfers Made Simple
Be it bank accounts, digital wallets, or mobile platforms, our service ensures seamless money transfers and currency exchanges across all major platforms.
Licensed IMTO
Central Bank of Nigeria
Canadian MSB
Licensed Money Services
SEC Nigeria
ARIP Participant
4+ Bank Partners
Multi-bank redundancy
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Swift & Instant Payment
Access your funds in real-time without waiting anytime, anywhere.
Real-Time Currency Conversion
Seamlessly switch between currencies with accurate exchange rates and zero hassle.
Secured Finances
Safeguard your transactions with our advanced security features and fraud protection.
Global Transactions
Made Simple
Send and receive payments worldwide with ease. Experience seamless, secure transactions at your fingertips.
Get your own US bank account
Get your own US bank account
Free X2X Transfers on XCHNG
Free X2X Transfers on XCHNG
Get your own GBP bank account
Get your own GBP bank account
FEATURES
Money That Moves With You
Spend in USD or GBP, get paid locally, and travel with built-in currency tools.
Spend Directly from Your USD/GBP Account
Pay directly from your USD or GBP account—automatic conversions at competitive rates when needed, always with full transparency.
Global Clients, Local Payments
Instantly create local receiving accounts in USD, GBP, and CAD to get paid like a resident—faster, simpler, and without the usual fees.
Travel Smart, Spend Smarter
Built-in travel money tools let you hold, convert, and spend globally with confidence—perfect rates, real-time control, zero hassle.
Business Solutions
Inflow & Local Settlement Services for International Businesses
International companies doing business in Nigeria can seamlessly send funds, settle payments locally, and manage bulk payments through XCHNGFX's licensed IMTO and Canadian MSB services. Our compliant, secure platform ensures fast, transparent transactions for businesses of all sizes.
Licensed IMTO (Nigeria) & Canadian MSB
Inflow services - Send funds TO Nigeria
Local settlement in NGN
Bulk payment processing
Fast processing (24-48 hours)
Dedicated corporate support
Supported Use Cases
XCHNG supports international companies doing business in Nigeria with inflow, local settlement, and bulk payment services
International Business Operations
Send funds to Nigeria for your business operations, including payroll, rent, utilities, and operational expenses with full compliance.
Supplier & Vendor Payments
Pay Nigerian suppliers and vendors quickly and securely with local NGN settlement and competitive exchange rates.
Bulk Payments
Process bulk payments to multiple Nigerian recipients including employee payroll, contractor payments, and vendor settlements.
Local Settlement Services
Settle payments locally in NGN through our virtual account network, avoiding international transfer delays and fees.
Market Entry Support
Companies wishing to do business with Nigeria can easily send initial capital, setup funds, and operational expenses.
Multi-Currency Support
Send funds in USD, GBP, or CAD and receive instant NGN settlement through our licensed infrastructure.
How It Works
Simple 4-step process for sending funds to Nigeria and local settlement
Corporate Account Setup
Complete business KYC, provide company documents, UBO verification, and get account approval within 24-48 hours.
Initiate Transfer
Log into corporate dashboard, select "Send to Nigeria", enter amount, recipient details, and upload required documentation.
Compliance Review
Automated compliance checks, manual review if required, and approval notification.
Local Settlement
Funds converted to NGN at competitive rates, settled to recipient accounts in Nigeria, with real-time tracking and confirmation.
Frequently Asked Questions
Common questions about our business services
What are inflow and local settlement services?
Inflow services allow international companies to send funds TO Nigeria for business operations. Local settlement means funds are converted to NGN and settled directly to Nigerian bank accounts or virtual accounts, enabling seamless local payments without international transfer delays.
How long do transfers to Nigeria take?
What documentation is required?
Are there transaction limits?
XCHNG TAG
Enjoy zero-fee, instant transfers when you send to an XCHNG Tag
Enjoy instant, zero-fee transfers to other XCHNG users.
Swap Currency
Get started in 3 simple steps
Getting started is easy! Follow these three quick steps to begin your journey with seamless international transactions and currency exchange.
First Things First: Fund Your Account to Get Started
Add funds easily and securely to start spending, converting, or getting paid right away.
Enter the Amount to Convert and Instantly Compare Rates
Type in your amount to view live currency rates side-by-side, ensuring you get the best possible exchange every time.
Get Your Currency Fast, Securely, and at the Best Rates
Instantly exchange currencies, enjoy transparent rates, and experience secure transactions—all with just a few clicks
Frequently Asked Questions
We’ve made things simple for you! Browse our FAQs to learn about XCHNG. Don’t see your question? Let us know, we’re happy to help.
01
What is XCHNG about ?
XCHNGFX is operated by Nash Technology Limited (RC 6887752), licensed by the Central Bank of Nigeria as an International Money Transfer Operator (IMTO).
02
How long does it take to complete an international transaction?
03
What currencies and countries do you support?
04
Is my money safe during transactions?
Get Started
Ready to Get Started with Seamless Global Transactions?
Experience effortless international payments and currency exchange designed to move with you your journey starts now.
